What is Native Yield Abstraction?

Native Yield Abstraction (NYA) is an account abstraction layer that provides native yield benefits to EVMs and Solana. This primitive automatically generates yield on users’ ETH, SOL, and stablecoin holdings. This enables secure yield-bearing accounts for wallets, dApps and web3 payment solutions.

Why are we building it?

Aside from being inflationary assets, ETH, SOL, and stablecoins offer a 4-8% yield. By simply holding these assets, users are losing money to a form of inflation.

Balance compounds automatically, and earns rewards on top

Having a savings account is already a foundational habit in TradiFi. According to a recent case study in the US, 48% of respondents have opened a high-yield savings account.

Wallchain brings a savings account experience to DeFi across multiple chains in a form of secure and high yield-bearing wallet infrastructure.

It will be financially unproductive to use wallets without Native Yield Abstraction (NYA).

Where is the yield from?

NYA yield comes from ETH staking, RWA, lending protocols, and MEV. The yield from these decentralized protocols is automatically returned to the wallet users. Each user can individually opt-in and opt-out of any pre-selected protocol.

This yield makes it possible to create new business models for wallets, dApps, and games that are not yet possible. DApps can offer zero trading fees or even pay for user gas thanks to monetization through user’s yield.